產(chǎn)品優(yōu)勢：用于微小企業(yè)主、個體工商戶的個人經(jīng)營或創(chuàng)業(yè)投資。

Advantages: Applicable to micro and small enterprises owners, individual business owners or start-up investment.

適用對象：工作關(guān)系在廣州的微小企業(yè)主、個體工商戶。

Suitable Users: Micro and small enterprises owners and individual business owners whose business ownership is in Guangzhou

發(fā)放額度：5-100萬元

Lending Quota: 50,000RMB to 1,000,000RMB

申請條件：

Application Requirements:

1、年齡18-60周歲，銀行征信記錄良好。

Between 18 and 60 years old with favorable bank credit records.

2、可提供企業(yè)作為保證人，企業(yè)持續(xù)經(jīng)營半年以上，且經(jīng)營狀況良好。

Can provide an enterprise with favorable state of business as the guarantor, and the said enterprise should be on-going for at least half a year.

3、可提供車庫、商品房、自建房、商鋪、寫字樓、廠房等，產(chǎn)權(quán)清晰，無其他經(jīng)濟糾紛的物業(yè)進行抵押擔(dān)保；或可提供有價證券、公司股權(quán)、物業(yè)租賃權(quán)、企業(yè)應(yīng)收賬款等進行質(zhì)押擔(dān)保。

Can provide garages, commercial residential houses, self-built houses, shops, factories etc.as security guarantees. The said security guaranteed properties should be with clearly defined property rights and without other economic dispute. Marketable securities, company equity, property leasehold, company accounts receivable and so on can also be pledge guarantees.